You can view your key policy details, policy schedule, extensions, contacts, payment plan, drivers, vehicles and trade plates online. Simply register and login.

Simply complete the registration form online.

If you have previously registered and forgotton your password you can reset it here.

If you have a Motor Trade policy, you can update your vehicles (MID) online. Please register, login and then click on "Add Vehicles".
For all other policies, please contact your Broker.

If you have a Tradex Motor Trade policy you can update your MID online. Simply register online, or if already registered login.
To update, click on "My Vehicles"
View the step by step guide of How to update your MID
For further assistance please contact your Broker.

The new MID process can now be accessed on your smart phone, which also allows you to view your current vehicle list, simply log on to the customer portal using your smart phone. The SMS facility is no longer available.

The Motor Insurance Database (MID) is a central database which keeps a record of all insured vehicles in the UK and is managed by Experian on behalf of the Motor Insurance Bureau (MIB). The data which is kept may be used by Insurers, Police and DVLA for the purposes of Insurance/Law Enforcement.

The purpose of the MID for Enforcement Agencies and the police is to tackle uninsured drivers on the road. If a vehicle is uninsured on a UK road, they have the power to remove this vehicle. To find out more details: www.mib.org.uk

You can view your current vehicle list on the Customer Portal Motor trade Policies. To access click on "My Vehicles" button on the dashboard. The vehicle list displays current vehicles only, if you wish to see a legacy list please contact your Broker.

It is your responsibility to update the MID of all licenced vehicles and trade plates in your possession. Failure in doing so may result in your vehicle being clamped, seized or destroyed and other penalties being imposed.

If you require assistance to update the MID, you can view our step by step guide How to update the MID or contact your Broker.

You must advise us immediately of all vehicle updates to your policy in order to comply with the timescales and regulations provided by the Motor Insurance Database. For further information on requirements and how to comply with the regulations set, please refer to the Motor Insurance Database Disclosure and Important Information in your policy booklet.

Vehicles which you are required to disclose to us
- Any vehicle which is owned/registered to you for the purposes of your Business or Pleasure.
- All stock vehicles which have been taxed and are in your possession.
- Courtesy Vehicles.
- Any Trade Plate.

Vehicles which do not need to be disclosed
- Customer Vehicles whilst in your care for the purposes of your business. The ownership remains with the customer and they will be able to comply with the 4th directive by identifying the dates the vehicle was in your custody or control.
- Vehicles driven under Trade Plate regulations. But you must have disclosed all Trade Plate numbers to us as we are required to log these registration numbers with the MID.

Tradex automatically updates the MID with any vehicle insured with them on a specified vehicle policy. This also includes any fleet or fleet type policy since Tradex do not provide any unspecified vehicle policy covers.

The exception to this is the motor trade policy.

If you have sold or returned a vehicle(s) to a hire company, you are required to remove these from the Motor Insurance Database. Failing to remove vehicles from the MID may result in being contacted about an insurance claim when the vehicle is no longer in your possession or can help un-insured drivers from being undetected, due to the vehicle being listed under your policy.
You can delete vehicles from your policy on the Customer Portal. To access click on "My Vehicles" button on the dashboard.

You can check a vehicle registration is showing on the database by visiting ownvehicle.askmid.com.
You can add and delete vehicles from your policy on the Customer Portal. To access click on "My Vehicles" button on the dashboard.

If the information which you or your broker have provided is incorrect you can delete the incorrect vehicle and then add the vehicle back on with the correct details.
To access click on "My Vehicles" button on the dashboard.
Alternativley please contact your broker.

Untaxed own or stock vehicles which have been declared off the public road and are registered as SORN do not need to be added to the MID. However for insurance purposes and to fully protect yourself it is best practice to update the MID with all owned vehicles in your possession.

If you own the vehicle and fail to update the MID you are at risk of the Insurer declining cover. Even with a valid certificate the police could still impound your vehicle if it is not showing on the database.

You will be able to get your vehicle released from the compound but this will be subject to police fees and confirmation of ownership of the vehicle prior to the seizure, valid driving licence and current insurance certificate.
The police will contact the Insurer's to confirm the information supplied to them and will make the decision if they are satisifed with the information received in order for the vehicle to be released. Depending on the police officer they may request a letter from either the broker or insurer confirming the vehicle was covered prior to seizure.

Adding a vehicle to the MID may Increase the premium that you pay. The amount charged will depend on various factors such as the ABI group of the vehicle, It’s gross vehicle weight value or use.
Deleting a vehicle can result in a return premium being due to you. It is therefore vital that you tell us immediately when you sell a vehicle to ensure you are not paying premiums for vehicles you no longer own.
We will also review your policy if the number of vehicles registered goes over and above the maximum number of vehicles that you have declared on the statement of fact when you took out your insurance with us.